Step 4 - Register to Vote
Your credit report shows whether you are registered to vote at your current address. Lenders use this information to help prevent fraud by checking that you are who you say you are and live where you say you do.
If your name does not appear on the electoral roll or you are registered at a different address to the one you give in an application for credit, they may ask for further proof of identity or even refuse your application. For example, if you are on the electoral roll at your parents' address but apply for a credit card from your university address, you will probably experience delays with your application.
